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Welcome to John Hill Group'sGilbert, Queen Creek and Mesa Real Estate Website

Welcome! Here You Can Find Great Information on Gilbert, Queen Creek, Gold Canyon, Apache Junction, Maricopa, Tempe and Mesa, Arizona Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Gilbert, Queen Creek and Mesa real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Gilbert, Queen Creek and Mesa real estate agents, we have the experience and track record you are looking for. Please let us help.

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Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Q	Where is the world's oldest pyramid?
A	The oldest pyramid is the Third Pyramid of Mycerinus is at El Gizeh, Egypt; it has the largest single block weighing 320 tons.
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John Hill Group, REALTOR®, real estate agent and broker for Gilbert, Queen Creek and Mesa, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

John Hill Group
West USA
4050 S Arizona Ave, Suite 4
Chandler, AZ 85248
480-632-4200
Fax: 480-889-2125
JohnHill@NUMBER1EXPERT.com

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