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Security Title Agency Security Title Agency: Superstition Springs Branch, LuAnn Pulver, Manager Find Out More >
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Cornflower blue skies, bright sunny days, and the nation’s best golf courses are only a few of the reasons Arizona is now ranked one of the nation’s top places to live. Set in the stunning Sonora Desert in Central Arizona you will want to visit Phoenix Metro and the surrounding cities of Queen Creek, Queen Creek, Mesa and Gilbert to name a few. With more than 325 days of sunshine annually, it is no surprise that this diverse region is known as the Valley of the Sun.   Encompassing more than 2,000 square miles, Maricopa County offers an amazing variety of activities to suit your lifestyle. You can enjoy all of the wonderful experiences you would expect to find in a major city such as our world-class resorts, spas, shopping, golf courses, renowned restaurants and a vibrant nightlife. In addition, the region also boasts fantastic museums and galleries, a wide array of sports events, and Old West and Native American history. Arizona is an outdoor-lovers paradise and boasts the largest city park in the entire country: South Mountain Preserve. South Mountain is a popular spot for nature walks, hikes, and spectacular views of the desert.
Phoenix Metro is an ideal destination for both families and retirees, and the area has seen steady growth in the last 20 years, emerging as the fifth largest metropolitan area. With its booming economy and excellent school system, most residents flocked to the area for great jobs and ideal family life. In Arizona, the cost-of-living remains lower than average and housing costs are a home buyers dream. From luxury homes and new builds to sprawling family ranch houses, your dream home is within easy reach. For specific community features such as Population statistics, cost of living, climate and more visit “City Resources & Links” community info. The John Hill group has the knowledge and expertise to assist you in finding the perfect home. Please visit our buyers and sellers page to begin your search today. 
Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
Where will you find the world's most unusual golf course?
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| A |
The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey. |
See More Real Estate Trivia > |
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