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Real Estate Resources:

  • Special Offers - Special offers for Gilbert, Queen Creek and Mesa homeowners from John Hill Group.

  • Affiliates - John Hill Group's real estate web site affiliates.

  • eNewsletter - John Hill Group'sGilbert, Queen Creek and Mesa newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, Arizona, and United States.

  • Market Conditions Report - Market conditions report for this area, Arizona, and United States.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Gilbert, Queen Creek and Mesa, Arizona mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Arizona or buy your own Gilbert, Queen Creek and Mesa house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Gilbert, Queen Creek and Mesa mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate.

  • Short Sales - Click here for more information on short sales.

  • Short Sales - Click here for more information on short sales.

  • Understanding Short Sales - Click here for more information on understanding short sales.

  • Your Credit - How it's Affected - Click here for more information on your credit and how it is affected.

  • You Have Rights - Click here to learn more about what rights you have...

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask John Hill Group anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - John Hill Group's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - John Hill Group's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Gilbert, Queen Creek and Mesa property in Arizona, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Gilbert, Queen Creek and Mesa Homes, For Home Buyers, For Home Sellers, Gilbert, Queen Creek and Mesa Information, Real Estate Resources, and About John Hill Group.

 

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School Reports in Gilbert, Queen Creek and Mesa, Arizona
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

See All Tips In The "First Time Buyers" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the most common name for a city in the United States?

A 
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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John Hill Group, REALTOR®, real estate agent and broker for Gilbert, Queen Creek and Mesa, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

John Hill Group
Keller Williams Integrity First Realty

2500 S. Power, Suite 121
Mesa, AZ 85209
480-632-4200
Fax: 480-889-2125
JohnHill@NUMBER1EXPERT.com


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